Savings and Checking Accounts

Establish yourself as a member of the Area Community Credit Union by opening a Regular Share (savings) Account. The minimum balance is only $5. When you are a credit union member, you are a partial owner, so you have a voice in the direction of the credit union. You also have access to all of the products and services offered, including very competitive loan rates and terms as well as excellent service designed to meet your needs.

Family of Four

Regular Share (savings) Accounts

This account establishes you as a member of the credit union. The minimum balance is only $5. Dividends are paid out annually. The rate of return depends on market conditions and the overall profitability of the credit union.

Share Draft (checking) Accounts

No monthly service fee, no “per check” fee, and no required minimum balance. A debit card is included, and you may order paper checks for this account.

Money Market Accounts

Dividends are paid out quarterly. The rate of return depends on market conditions and the overall profitability of the credit union.
Smiling Family

Certificate of Deposit (CD) Accounts

Low opening balance requirement of just $1,000. Highly competitive rates and various terms available. Give us a call to inquire about the most current CD rates and terms available. We go above and beyond to offer the best rates to our members.

Christmas Club / Vacation (savings) Accounts

Designed to help you save for various expenses or events throughout the year. Utilize payroll deductions to pay yourself first. It's an easy way to build your savings.

Loans

Our staff is not paid on commission or production bonuses. We never “push” a product that doesn’t make sense for you. As a not-for-profit organization, we act in your highest and best interest and apply "common sense" approach to lending.  You get an honest and flexible partner for meeting all of your financial goals.

Vehicle Loans

Vehicle Loans

Highly competitive rates, flexible lending parameters, and a quick streamlined process for new, used or recreational vehicle loans. We make it easy to get a loan fast!

Home Equity Loans

Extremely competitive rates and flexible lending terms. Area Community Credit Union NMLS #796938.
Signature Loans

Signature Unsecured Loans

Flexible loan terms customized to fit your needs.

Share Secured Loans

Great for building or rebuilding your credit scores in a short time frame.

Loan Application

Are you ready to apply for a loan from us? Download our ACCU Loan Application, fill it out, and email it to loanteam@gfaccu.com.

Other Services

Mobile App Banking

Online Banking

Wire Transfer

ATM in Drive Up

Night Drop Box

Drive-Up Window

Debit/ATM Card

Bill Pay

All information is subject to change without notice.  Contact Area Community Credit Union for more information on rates and terms.